http://www.calculated.com/.../PRG3416E-B.pdf
We hope you like our service. Recommend it to your friends.
Table of contents
View All 
• KEY DEFINITIONS
• EXAMPLES
• Monthly Mortgage (P&I) Payment
• Interest – Only Payment (Calculation)
• Interest – Only Payment (Entry)
• Term of a Loan
• Interest Rate
• Loan Amount
• Loan Amount Based on Sales Price and Down Payment
• Date Example
• Setting Tax and Insurance
• PITI Payment, Total Payment and Interest-Only Payment
• Quarterly Payment
• Estimated Tax Savings
• ARM Payment — Lifetime Cap
• Amortization
• Appreciation
• Bi-Weekly Loans
• Setting Qualifying Ratios
• Qualifying Loan Amount
• Restricted vs. Unrestricted Qualifying
• Qualifying Loan Amount (Interest Only-Loan)
• Income Required (Stated Income) and Allowable Monthly Debt
• 10:10 Combo Loan vs. Fixed-Rate Loan with Mortgage...
• 20 Interest-Only 2nd Combo Loan
• APPENDIX
• Default Settings
• Decimal Place Setting
• Preference Settings
• Batteries
• Reset
View All
http://www.calculated.com/.../UG3416E-A.pdf
We hope you like our service. Recommend it to your friends.
Table of contents
View All
• GETTING STARTED
• KEY DEFINITIONS
• Basic Operation Keys
• Tax Savings Function
• Rent vs. Buy Keys
• Qualifying Keys
• st and 2nd Trust Deeds (Combo Loan) Keys
• BASIC ARITHMETIC EXAMPLES
• Arithmetic
• Percentage Calculations
• Figuring Straight % Commission
• Reduction in Listing Price (Discount %)
• Simple, One-Year Home Appreciation (Add-on %)
• Date Examples
• CALCULATOR SETTINGS
• Decimal Place Selection
• Preference Settings
• MEMORY
• Accumulative Memory
• Memory Storage Keys (M0-M6)
• Additional Memory Storage Keys (M10-M19)
• EXAMPLES
• MORTGAGE LOANS/TIME-VALUE-OF-MONEY (TVM)
• Finding the Monthly Mortgage (P&I) Payment
• Interest-Only Payment (Calculation)
• Interest-Only Payment (Entry)
• Finding the Interest Rate
• Finding the Term of a Loan
• Finding the Loan Amount
• Paying Off a Mortgage Early (Making Larger Payments)
• Simple Interest vs. Compound Interest
• Future Value
• Appreciation
• Non-Monthly Loans
• Finding a Quarterly Payment
• Sales Price/Down Payment
• Finding Loan Amount Based on Sales Price and Down Payment
• Taxes and Insurance
• Setting Tax and Insurance Percent Rates
• Recalling Tax and Insurance Percent Rates
• Calculate mortgage insurance
• PITI Payment (Tax and Insurance Entered as Percent)
• Total Payment (Including Expenses) and Interest-Only...
• Estimated Income Tax Savings and After-Tax Payment
• Rent vs. Buy
• Adjustable Rate Mortgages
• ARM Payment — Worst-Case Scenario
• ARM Payment — Using Lifetime Cap
• Decreasing ARM Payment
• Increasing and Decreasing ARM Payment
• Amortization and Remaining Balance
• Notes on Amortization
• Total Principal and Interest for a 30-Year Loan
• Amortization List for Individual Payment(s)
• Amortization List for a Range of Payments or Years
• APR and Total Finance Charges
• Finding APR, Total Finance Charges (Excluding Mortgage...
• Prepaid/Odd-Days Interest and APR
• Balloon Payment/Remaining Balance Needed to Pay Off a Loan
• Bi-Weekly Loans
• Bi-Weekly Term Reduction and Payment
• Trust Deeds and Discounted Notes
• Purchase Price of a Note — Fully Amortized
• Finding the Yield on a Discounted Note
• Finding the Value and Discount of a Trust Deed
• BUYER QUALIFYING
• QUALIFYING EXAMPLES
• Recalling Income/Debt Qualifying Ratios
• Storing New Income/Debt Qualifying Ratios
• Finding Qualifying Loan Amount and Sales Price (Simple...
• Qualifying Comparison (Comparing 2 Different Loans or...
• Qualifying Loan Amount (Interest-Only Loan)
• Solving for Actual Qualifying Ratios
• ST AND 2ND TRUST DEEDS (COMBO LOANS)
• Combo Loan (80:10:10) vs. Fixed-Rate Loan with Mortgage...
• Combo Loan (Interest-Only 2nd TD) vs. Fixed-Rate Loan with...
• Combo Loan — Entering a New LTV
• APPENDIX
• Default Settings
• Reset
• Error Codes
• Repair and Return
• Warranty
• Legal Notes
• Looking For New Ideas
View All
